Amex Platinum vs. Sapphire Reserve Calculator
See whether each card's perks are worth its annual fee to you.
How it works
- Start from my values, or from zero.
- Change each benefit to what it is honestly worth to you.
- Press a card's button to see if it clears its fee.
Run your own card mathCompare similar benefits side by sideAmex $2,290Chase $870
BenefitAmexChase
Hotels
Hotel credit
The Edit credit
Hotel extras
FHR stay benefits
The Edit benefits
Dining
Resy credits
Exclusive Tables
Delivery credits
Uber Cash
DoorDash promos
Delivery plans
Uber One
DashPass
Travel and rides
Airline incidentals
Travel credit
Entertainment
Digital credit
Apple TV and Music
Fitness
Equinox
Peloton
Shopping and events
Lululemon
StubHub
Rewards
Amex Offers
Points and transfers
Show 7 more benefits
Wearables
Oura Ring
WHOOP promo* Ended May 12, 2026
Memberships and rides
Walmart+
Lyft
Airport speed
CLEAR+
No comparable credit
Lounges and status
Amex network
Chase network
Trusted traveler
Global Entry or TSA
Global Entry, TSA, or NEXUS
Protections
Amex protections
Chase protections
High-spend perks
$75,000 lounge benefits
$75,000 spend benefits
Your entries stay in your browser. Only an anonymous above-fee or below-fee result is counted when you press a button. Welcome bonuses, interest, and the cost of carrying a balance are excluded.