Essays
Use the numbers, tradeoffs, and mistakes behind real financial decisions to ask better questions about your own money.
- Investing
Pay Medical Bills in Cash. Let the HSA Compound.
Can you reimburse yourself from your HSA years later?
- My Journey
My Ten-Year Path to Making Work Optional
How do you reach financial independence on a normal salary?
- Investing
How to Do a Backdoor Roth IRA: Steps and Form 8606
Earn too much for a Roth IRA? There’s still a way in.
- Credit Cards
Amex Platinum vs. Chase Sapphire Reserve: Which I’ll Keep
Should you keep the Amex Platinum or the Sapphire Reserve?
- Spending
Pet Insurance Waiting Period: Our $10,000 Vet Bill
Does pet insurance have a waiting period? Ours cost $10,000.
- Investing
Mega Backdoor Roth: The 401(k) Benefit High Earners Miss
Think your 401(k) stops at the employee limit? It doesn’t.
- Options
Options Trading for Beginners: Lessons From My First Trades
Thinking about trading options? Start with these lessons.









